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Fish Now, Pay Later

For those of you who want to finance your bigger purchases, we have flexible options to suit you, all arranged through V12 Finance. 

If your purchase is £280 or above you can spread the payments over 6, 10, 12, 18 or 24 months. 

The process is quick and easy and only takes a few minutes with our online application form. Once you have placed your order, all you have to do is choose the finance option on the review & payments page and complete the application form, you will then get an instant decision and you can sign it online. Once it has been accepted, you pay the deposit and you are all done. We will then despatch your order. 

Plus there is no admin charge  - we cover that for you.

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Add your items to the basket.

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Complete online application.

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If approved, we will ship your order as soon as possible.

FINANCE OPTIONS AVAILABLE

We have a variety of finance options available on orders over £280 with a minimum 10% deposit:

Interest-free

  • 6 months
  • 10 months
  • 12 months

Fixed classic credit

  • 18 months, 4.83% APR
  • 24 months, 9.83% APR 

WHAT DO WE NEED FROM YOU?

To process your loan application you will need to provide some information which includes:

  • 3 years’ address history
  • Employment and income information
  • Your bank account number and sort code to set up a direct debit in your name
  • Email address
  • Mobile phone number

DO ALL PURCHASES QUALIFY FOR FINANCE?

No, there are a few exemptions:

  • The purchase cannot be less than £280
  • You cannot purchase with finance and click and collect the order
  • The purchase cannot be used in conjunction with Gold Club member discount

TERMS AND CONDITIONS

A 10% deposit is compulsory but you can pay up to 50%.

For early repayment or extra payments, you will need to phone V12 directly on 029 2046 8900.

V12 Retail Finance Limited act as a credit broker and will introduce you to Secure Trust Bank PLC.  If your application is successful, V12 Retail Finance Limited will receive a commission.

Please note that, as part of this application for credit, Secure Trust Bank PLC trading as V12 Retail Finance will need to send information to you by email.